Credit Card Utopia, SuperCharged Secret 3

SUPERCHARGED INFORMATION ON SAVING RATE ON KILLERS!
Pause for a second while I review:

Two crucial elements have been revealed to you if you have been accompanying me on this quest to discover the five supercharged secrets to credit card utopia: You are now prepared to make the most of credit card offers with 0% or low interest rates. Now that you've learned the "Who's Who" of the big credit card firms, you're also aware that there's safety in numbers. In my view, one of them really jumps out to customers.

Joining forces? Very well. You can't make it in Credit-Card Utopia without adhering to these two pillars.
Allow me to add some flavor to it now.
With 0 percent APR credit cards, what more could you want? When you have the greatest, lowest, guaranteed credit card on your person, what could be better?
1) Would you prefer cash? Would that be acceptable to you?
Thousands upon thousands of dollars in a lump sum at year's end? How about that?
Would you be interested in earning thousands of dollars year simply for spending your own money?
It may occur to you that I am not specifically addressing interest rates. You have to hear me out: my level of interest is at an all-time low. Help me out here; I need you to use your imagination.
2) Reward Cards, sometimes called credit cards with incentives. That's where we'll begin.
These are well-known. Usual suspects here have loyalty cards. In fact, I have a number of them, and spending money with them yields numerous benefits. Aside from petrol vouchers and airline miles, I also get discounts at online businesses and gas stations. In addition, Cash is mine.
I have a huge secret to share with you, though, and I don't think you're taking full advantage of it just yet.
3) Utilizing Cash-Back incentives is a new venture for my family and me:
Allow me to divert our attention for a moment to cash rebates and Cash-Back cards.
In what ways can you reduce your interest rate using these cash-back cards? For the time being, it's all about semantics, but let's say you're paying 9% interest and using a cash-back credit card that gives you 3% back on everything you buy... The effect is the same as a 3% rate reduction, bringing your total cost closer to 6%. You understand, it's not exactly like that.
We need to go further, more importantly.
4) I will reveal the secret to fully utilising this mechanism to its full potential.
The point is that the credit card corporation is in it for the money, and they want you to spend it all.
Interest on debt is something they would like to do with you. You may be surprised to hear that merchant fees still constitute a portion of their overall profit, regardless of how often you pay it off.
The business does, in fact, pay a fee whenever you use your credit card. It may be as low as 1% or as high as 6%...
You, the consumer, won't feel the effects of this, but it will help you understand how to work together with your credit card issuer.
5) Here is the third secret: This is the plan for my family and myself:
We pay for everything with our cash-back credit card.
The only change we've made to our spending habits is to use our cash-back credit card for all or almost all of our purchases.
Shops, restaurants, gas stations, grocery stores, everything. At the time this article was written, American Express® had already created a system similar to Bill-Pay, which allowed us to use our cash-back credit card to pay for select expenses.
Do you have any idea? A credit card firm working on an internet payment system. In what ways is that SMART?
6) I have a question for you. In a year, how much do you typically spend on expenses?
There's no need to pull out your calculator; the solution is straightforward. For the most part, you spend exactly the same amount as you earn. So, here's an alternative method for me to ask you the same question: What is your income?
On that, what would 3% to 5% amount to?
Here's an example for you. Using a cash-back credit card wisely may result in an annual check of $1,500 to $2,500 if the typical household income (and expenditures) were $50,000.
7) Holy Hurricane Cape Canaveral! Every every year, you're getting $2500 free!
Given an unlimited budget, how would YOU spend it? Spend it on a trip, a new TV, or some jewels?
Does that make sense to you now?
The Cash-Back credit card should become more than just a perk for you.
I mean, it's a whole new way to make money.
8) Let's get down to brass tacks now. This is easy.
We started by collecting all of our credit cards, placing them in an envelope, and then placing the envelope in our attic lockbox. We swapped over all of our plastic for the preferred cash-back credit card. While we do keep a backup debit card on hand, the cash-back card has quickly become our go-to for making purchases. That covers everything: petrol, groceries, dining out, etc.
Step two involves rearranging spending using our cash-back credit card company's online bill-pay system.
We try to use our cash-back card for all of our spending. It is not a quick process; rather, it requires some time.
Nevertheless, you should perform the necessary research. Just like my family and I, be a wise shopper.
Also, there's a benefit!
The benefit is fantastic! Did you think about the fact that my family and I actually just have one payment due each month? In any case, it is the endpoint we are working towards.
Therefore, consider the total number of bills you pay monthly. Imagine if you could pay all of your bills with a one check instead of writing separate ones to your gas card company, your utility company, your credit card company, etc.
Imagine how much easier and faster it would be to only make one payment every month.
10) It's a lot of data to process, isn't it? This is a good place to pause:
You have arrived at the secret information on how to get the most out of these cash-back cards if you have been following my line of thinking. By completing even the initial step, you can transform a program that offers financial incentives into a technology that generates income!
Not bad, isn't it? Keep quiet! The secret belongs to the utopian society.
We hope you find success in all your endeavors; it has been our pleasure to provide you with this knowledge. Always listen to the wise counsel of people you trust and don't ever ignore your own common sense.
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Wow, that's funny!

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